Terms & Conditions

What we do

High Road Protection is an insurance agency. Our licensed agents help truck drivers and their families choose and apply for protection and savings plans, including life insurance. The plans are issued by insurance companies, not by High Road Protection.

Coverage is not guaranteed

The insurance company decides whether to approve your application. Coverage starts only when the insurance company issues your policy. Your policy sets the coverage, cost, savings and payouts. If anything we say differs from your policy, your policy applies.

Not financial, tax or legal advice

Examples of how savings may grow are illustrations, not promises. Returns linked to a market index, such as the S&P 500, are not guaranteed, and past results do not predict future results. Ask a tax or legal professional about your own situation.

Your information

Give us accurate and complete information about yourself, your health and your beneficiaries. False or missing information can lead an insurance company to deny a claim or cancel a policy.

Your documents

You may send us documents, such as a copy of your driver's license, by email, text message or WhatsApp. You confirm that these documents are yours and current. We use them only for your application and policy.

Text messages

High Road Protection sends text messages to people who agree to receive them.

What you receive

Appointment reminders, updates on your application, requests for documents, replies from our team and messages about your policy.

How you join

By giving your consent to a High Road Protection representative during a phone call, or by texting us first.

Frequency and cost

Message frequency varies. Message and data rates may apply; check with your mobile carrier.

How to stop

Reply STOP or UNSUBSCRIBE to any message to stop all texts. We send one confirmation and no further messages. To join again, reply START.

Help

Reply HELP to any message for help.

Good to know

• Consent to receive text messages is not a condition of buying any plan. You can work with us by phone and email instead.
• Mobile carriers are not liable for delayed or undelivered messages.
• See our Privacy Policy for how we handle your information.

Our content

The High Road Protection name, logo and site content belong to High Road Protection. Do not copy them without permission.

Links

Links to other sites are for convenience. We are not responsible for their content.

Disclaimer

This site and our text messages are provided "as is". We work to keep them accurate and available, but we do not promise they will be error-free or always online.

Limitation of liability

To the extent the law allows, High Road Protection is not liable for indirect or consequential damages from using this site or our text messages. This does not change the insurance company's duties under your policy.

Governing law

These terms are governed by the laws of the State of Florida.

Changes

We may update these terms and will post the new version here with the date above. For significant changes, we will tell you directly. If you keep using our services after an update, you accept the updated terms.